Virginia Homes Direct

Land and Homes For Sale in Virginia

  • Location
    • Albemarle County
    • Amherst County
      • Madison Heights
    • Augusta County
      • Fishersville
      • Stuarts Draft
    • Campbell County
    • Carroll County
    • Cumberland County
    • Dinwiddie
    • Franklin County
    • Pittsylvania County
    • Prince Edward
  • Map
  • Type
    • Condominium
    • Premier
    • Single Family Home
    • Townhome
    • Vacation
  • Land
  • Contact
    • About
    • Property Inquiry
    • Maintenance Request
  • Apply/Pay Online
    • Apply Online
    • Pay Your Deposit
    • Make Payments Online
540.886.6155
Virginia Homes Direct

Land and Homes For Sale in Virginia

  • Location
    • Albemarle County
    • Amherst County
      • Madison Heights
    • Augusta County
      • Fishersville
      • Stuarts Draft
    • Campbell County
    • Carroll County
    • Cumberland County
    • Dinwiddie
    • Franklin County
    • Pittsylvania County
    • Prince Edward
  • Map
  • Type
    • Condominium
    • Premier
    • Single Family Home
    • Townhome
    • Vacation
  • Land
  • Contact
    • About
    • Property Inquiry
    • Maintenance Request
  • Apply/Pay Online
    • Apply Online
    • Pay Your Deposit
    • Make Payments Online
540.886.6155

Home Ownership Made Simple!

Looking for certain features
Advance Search

Owner Financing

Turn Your Rent into Equity

Owner financing is our specialty, and we have helped scores of people own their home instead of renting.  We can often make loans to people who can’t get bank financing. This is usually just because they are self-employed or had a past credit issue.

Owner financing

Simple & Flexible Terms

With a 15% down payment, your interest rate drops to 8.75%. You can also lower your rate by choosing a shorter term, such as 25 years rather than 30 years. Also, you can refinance with a bank at any time with no pre-payment penalty! These terms are available for most of our homes, but are subject to change at any time.

Owner Financing Example

Home Price – $300,000

Down Payment – $30,000 (10%)

Loan Amount – $270,000

Closing Costs – $0 (we pay!)

Monthly Payment – $2,171

Credit & background check required. Minimum down payment requirements and financing terms may be affected based on credit and home price. This is not an offer to finance. We are an equal opportunity housing provider.

Learn More About Owner Financing

Fill out the form below and our sales team will contact you soon with more information.

All pricing and terms are subject to change without notice. Information on properties is deemed accurate but not guaranteed.

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Owning a home is a keystone of wealth… both financial affluence and emotional security.

Suze Orman
March 24, 2023 Friday!
Virginia Homes Direct
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